Baccarat review

Live Speed Baccarat: RTP, bets and where to play

Live Speed Baccarat is a live baccarat table from Pragmatic Play. How it plays: baccarat with a 12-second betting window and cards dealt face up immediately, giving rounds of about 27 seconds; No Commission mode available on all tables.

LiveCasinoComparer puts its RTP at 98.94%; bets run from $0.50 to $20,000 per round, although each casino sets its own table limits inside that range.

Below: banker, player and tie side by side, what an hour costs at an example pace and the ranked casinos that carry it.

Software: Pragmatic Play
Game type: Baccarat
RTP: 98.94%
House edge: 1.06%
Min. bet: $0.50
Max. Bet: $20,000
Release year: 2020
Side bets: Yes
Live game: Yes
Mobile compatibility: Yes

RTP 98.94% (LiveCasinoComparer) 8 decks 18+ only

By Fiona Gallagher Updated Oct 6, 2026

RTP: 98.94% LiveCasinoComparer
Bets: $0.50–$20,000 studio range, casinos vary
Decks: 8 per shoe
Banker: No commission 5% on banker; optional No Commission mod
Released: 2020 Pragmatic Play

RTP per bet

Live Speed Baccarat: RTP and house edge per bet

Banker is the cheapest bet; the tie costs the most. The tie pays more because it lands far less often, and the gap shows in its edge.

Bet	Payout	RTP	House edge	Cost per $100
Banker	0.95:1	98.94%	1.06%	$1.06
Player	1:1	98.76%	1.24%	$1.24
Tie	8:1	85.64%	14.36%	$14.36

RTP per bet: LiveCasinoComparer (https://www.livecasinocomparer.com/live-casino-software/pragmatic-play-live-casino/pragmatic-fortune-6-baccarat/). House edge and cost are computed.

What the numbers mean

RTP 98.94% $989.40

back on average per $1,000 wagered

House edge 1.06% $10.60

expected cost per $1,000 wagered

Turnover 94×

times a balance can be wagered before the house edge has, on average, used it up

How it works

One round of Live Speed Baccarat, step by step

A round

Bet Back banker, player or tie, plus any side bets.
Deal Two cards each to player and banker; a third card follows fixed drawing rules.
Settle The hand closer to 9 wins. You make no decisions after the bet.

Bets

Banker, player or tie in Live Speed Baccarat

Bet	Payout	Chance to win	House edge	What it means
Banker	1:1, a win on 6 pays 1:2	45.86%	1.46%	The cheapest bet on the table.
Player	1:1	44.62%	1.24%	No commission, slightly dearer than banker.
Tie	8:1	9.52%	14.36%	Over ten times the cost of banker per bet.

Commission rule: Studio: Speed Games (Speed Roulette, Speed Auto Roulette, Speed Baccarat, Speed Blackjack); Studio news: Baccarat, Speed Baccarat, Roulette Macao (Mar 2020). Chances and edges for 8 decks: Wizard of Odds, baccarat (wizardofodds.com/games/baccarat/basics/).

Side bets

Side bets at Live Speed Baccarat

Side bets pay more and cost more than the main bets. Check each payout in the table's help panel.

Side bet	What it needs
Player Pair	See the table's pay table
Banker Pair	See the table's pay table
Perfect Pair	See the table's pay table
Either Pair	See the table's pay table
Big/Small	See the table's pay table
Super 6 (No Commission mode, 15:1)	See the table's pay table

Pragmatic Play (Studio: Speed Games (Speed Roulette, Speed Auto Roulette, Speed Baccarat, Speed Blackjack); Studio news: Baccarat, Speed Baccarat, Roulette Macao (Mar 2020)).

Cost per hour

What an hour of Live Speed Baccarat costs on average

Expected cost = stake per round × rounds per hour × house edge. The paces are examples, not timed counts.

European roulette 97.3% · 40 rounds/h

$11

Live Speed Baccarat 98.94% · 90 rounds/h

$10

Blackjack, basic strategy 99.5% · 50 rounds/h

RTP: LiveCasinoComparer. Comparison RTPs: standard rules (Wizard of Odds, roulette basics (wizardofodds.com/games/roulette/basics/); Wizard of Odds, baccarat (wizardofodds.com/games/baccarat/basics/)). Rounds per hour are example paces; studios do not publish them.

Variance

How the three bets behave over a session

Banker or player

Wins close to half the rounds; the balance moves slowly.

Suits you if: Most players.

Tie

Lands about one round in ten and pays 8:1; long runs without one are normal.

Suits you if: Small side stakes only.

Table limits

Live Speed Baccarat bet limits

The studio range. Each casino picks its own minimum and maximum inside it, and VIP tables raise the top end.

Game	Lowest min	Highest max	Range	What it means
Live Speed Baccarat	$0.50	$20,000		Low entry stake; suits small budgets.

Listed figures. Limits at a given casino can be narrower.

Live Speed Baccarat compared with similar games

Published Baccarat games on CasinoRank, best RTP first.

Game	Software	RTP	House edge	Min. bet
Baccarat Controlled Squeeze	Evolution Gaming	98.94%	1.06%	$5
Baccarat Dragon Bonus	Ezugi	98.94%	1.06%	Low
Baccarat Multiplay	Evolution Gaming	98.94%	1.06%	$1
Fashion TV Jackpot Baccarat	Playtech	98.94%	1.06%	$1.00
Fortune 6 Baccarat	Pragmatic Play	98.94%	1.06%	$0.20
Live Baccarat	Playtech	98.94%	1.06%	$1
Live Baccarat	VIVO Gaming	98.94%	1.06%	$0.50
Live Speed Baccarat	Pragmatic Play	98.94%	1.06%	$0.50

RTP and bets listed for each game.

FAQ

What is the RTP of Live Speed Baccarat?

LiveCasinoComparer gives an RTP of 98.94%. Over a long run that is the share of stakes paid back on average; any single session can land far from it.

What are the minimum and maximum bets on Live Speed Baccarat?

The studio range is $0.50 to $20,000 per round. Each casino sets its own limits inside that range, so check the lobby before you sit down.

Is there commission on the banker bet in Live Speed Baccarat?

5% on banker; optional No Commission mode (Super 6) where a banker win on 6 pays 1:2.

Where can I play Live Speed Baccarat?

At casinos that carry Pragmatic Play's live lobby. The ranking on this page lists them in order, and the offers are live. More from the studio on our Pragmatic Play page, and other tables in live baccarat.

Responsible gambling

Live tables run around the clock: set your limits first

18+ only

Licensed casinos check your age and ID before you can withdraw.

Responsible gaming →

Decide the budget first

Pick the amount and the end time before the first bet, and use the casino's deposit and session limits.

Limit tools →

Get help

Free, confidential help is available if gambling stops being fun.

Help and support →