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Baccarat review
Live Baccarat: RTP, bets and where to play
Live Baccarat is a live baccarat table from Vivo Gaming.
Its listed RTP is 98.94%; bets run from $0.50 to $10,000 per round, although each casino sets its own table limits inside that range.
Below: banker, player and tie side by side, what an hour costs at an example pace and the ranked casinos that carry it.
- Software
- VIVO Gaming
- Game type
- Baccarat
- RTP
- 98.94%
- House edge
- 1.06%
- Min. bet
- 0.5 USD
- Max. Bet
- 10,000 USD
- Release year
- 2013
- Side bets
- Yes
- Live game
- Yes
- Mobile compatibility
- Yes
- RTP
- 98.94% listed figure
- Bets
- $0.50–$10,000 studio range, casinos vary
- Banker
- 5% commission 5% commission on banker wins
- Released
- 2013 Vivo Gaming
Live casinos with Live Baccarat
Ranked casinos that carry Vivo Gaming's live lobby. The order and the offers are live; check the lobby for this table before you deposit.
18+ · T&Cs Apply · Play Responsibly
18+ · T&Cs Apply · Play Responsibly
18+ · T&Cs Apply · Play Responsibly
18+ · T&Cs Apply · Play Responsibly
18+ · T&Cs Apply · Play Responsibly
RTP per bet
Live Baccarat: RTP and house edge per bet
Banker is the cheapest bet; the tie costs the most. The tie pays more because it lands far less often, and the gap shows in its edge.
| Bet | Payout | RTP | House edge | Cost per $100 |
|---|---|---|---|---|
| Banker | 0.95:1 | 98.94% | 1.06% | $1.06 |
| Player | 1:1 | 98.76% | 1.24% | $1.24 |
| Tie | 8:1 | 85.64% | 14.36% | $14.36 |
Commission: standard 5% on banker, going by the listed 98.94% banker RTP; the Vivo Gaming rule sheet is still to be checked. Chances and edges for 8 decks: Wizard of Odds, baccarat (wizardofodds.com/games/baccarat/basics/).
What the numbers mean
back on average per $1,000 wagered
expected cost per $1,000 wagered
times a balance can be wagered before the house edge has, on average, used it up
How it works
One round of Live Baccarat, step by step
A round
-
Bet Back banker, player or tie, plus any side bets.
-
Deal Two cards each to player and banker; a third card follows fixed drawing rules.
-
Settle The hand closer to 9 wins. You make no decisions after the bet.
Bets
Banker, player or tie in Live Baccarat
| Bet | Payout | Chance to win | House edge | What it means |
|---|---|---|---|---|
| Banker | 0.95:1 (5% commission) | 45.86% | 1.06% | The cheapest bet on the table. |
| Player | 1:1 | 44.62% | 1.24% | No commission, slightly dearer than banker. |
| Tie | 8:1 | 9.52% | 14.36% | Over ten times the cost of banker per bet. |
Commission: standard 5% on banker, going by the listed 98.94% banker RTP; the Vivo Gaming rule sheet is still to be checked. Chances and edges for 8 decks: Wizard of Odds, baccarat (wizardofodds.com/games/baccarat/basics/).
Cost per hour
What an hour of Live Baccarat costs on average
Expected cost = stake per round × rounds per hour × house edge. The paces are examples, not timed counts.
RTP: the figure we list for the game. Comparison RTPs: standard rules (Wizard of Odds, roulette basics (wizardofodds.com/games/roulette/basics/); Wizard of Odds, baccarat (wizardofodds.com/games/baccarat/basics/)). Rounds per hour are example paces; studios do not publish them.
Variance
How the three bets behave over a session
Banker or player
Wins close to half the rounds; the balance moves slowly.
Tie
Lands about one round in ten and pays 8:1; long runs without one are normal.
Table limits
Live Baccarat bet limits
The studio range. Each casino picks its own minimum and maximum inside it, and VIP tables raise the top end.
| Game | Lowest min | Highest max | Range | What it means |
|---|---|---|---|---|
| Live Baccarat | $0.50 | $10,000 | Low entry stake; suits small budgets. |
Listed figures. Limits at a given casino can be narrower.
Live Baccarat compared with similar games
Published Baccarat games on CasinoRank, best RTP first.
| Game | Software | RTP | House edge | Min. bet |
|---|---|---|---|---|
| Baccarat Controlled Squeeze | Evolution Gaming | 98.94% | 1.06% | 5 USD |
| Baccarat Dragon Bonus | Ezugi | 98.94% | 1.06% | Low |
| Baccarat Multiplay | Evolution Gaming | 98.94% | 1.06% | 1 USD |
| Fashion TV Jackpot Baccarat | Playtech | 98.94% | 1.06% | 1 USD |
| Fortune 6 Baccarat | Pragmatic Play | 98.94% | 1.06% | 0.2 USD |
| Live Baccarat | Playtech | 98.94% | 1.06% | 1 USD |
| Live Baccarat | Evolution Gaming | 98.94% | 1.06% | 1 USD |
| Live Baccarat | VIVO Gaming | 98.94% | 1.06% | 0.5 USD |
RTP and bets listed for each game.
FAQ
What is the RTP of Live Baccarat?
The listed RTP is 98.94%. Over a long run that is the share of stakes paid back on average; any single session can land far from it.
What are the minimum and maximum bets on Live Baccarat?
The studio range is $0.50 to $10,000 per round. Each casino sets its own limits inside that range, so check the lobby before you sit down.
Is there commission on the banker bet in Live Baccarat?
5% commission on banker wins.
Where can I play Live Baccarat?
At casinos that carry Vivo Gaming's live lobby. The ranking on this page lists them in order, and the offers are live. More from the studio on our Vivo Gaming page, and other tables in live baccarat.
Responsible gambling
Live tables run around the clock: set your limits first
Decide the budget first
Pick the amount and the end time before the first bet, and use the casino's deposit and session limits.
Limit tools →