Table of Content 7
In short
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98.94%
Standard, speed and squeeze tables share the same RTP when they keep the 5% commission.
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97.85%
Golden Wealth Baccarat gives up RTP for random multipliers.
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$0.20–$250,000
Our game pages list baccarat bets from $0.20 (Fortune 6) to $250,000 (Salon Privé).
Live baccarat games compared
15 live baccarat games by RTP and limits
Twelve of the fifteen games pay 98.94% or more. The RTP drops only where a game funds multipliers or removes the commission.
| Game | Studio | Format | RTP | Bets |
|---|---|---|---|---|
| Live Baccarat | Evolution | Classic | 98.94% | $1–$100,000 |
| Live Baccarat | Pragmatic Play | Classic | 98.94% | $0.50–$10,000 |
| Live Speed Baccarat | Evolution | Speed | 98.94% | $1–$10,000 |
| Live Bonsai Speed Baccarat | Evolution | Speed | 98.94% | $1–$100,000 |
| Japanese Speed Baccarat | Evolution | Speed, Japanese dealers | 98.94% | $5–$90,000 |
| No Commission Speed Baccarat | Evolution | No commission | 98.76% | $1–$50,000 |
| Baccarat Controlled Squeeze | Evolution | Squeeze | 98.94% | $5–$10,000 |
| Macau Squeeze Baccarat | Evolution | Squeeze | 98.94% | $5–$100,000 |
| Salon Privé Baccarat | Evolution | Private VIP | 98.94% | $50–$250,000 |
| Privé Lounge Baccarat | Pragmatic Play | Private VIP | 98.94% | $50–$100,000 |
| Fortune 6 Baccarat | Pragmatic Play | Side-bet game | 98.94% | $0.20–$5,000 |
| Live Grand Baccarat | Playtech | Classic | 98.94% | $5–$50,000 |
| Fashion TV Jackpot Baccarat | Playtech | Jackpot side bet | 98.94% | $1–$1,000 |
| Golden Wealth Baccarat | Evolution | Multiplier | 97.85% | $1–$10,000 |
| XXXtreme Lightning Baccarat | Evolution | Multiplier | 98.68% | $1–$500 |
RTP and bet limits as listed on our game pages (October 2026); each casino sets its own table limits.
Classic and speed tables
Evolution Live Baccarat and Pragmatic Play Live Baccarat are the reference tables: Player, Banker, Tie and pair side bets, with a 5% commission on Banker wins. Pragmatic's table opens at $0.50, Evolution's goes up to $100,000.
Speed Baccarat, Bonsai Speed Baccarat and Japanese Speed Baccarat are the speed tables. Speed Baccarat deals the cards face up and completes a round in 27 seconds, against around 48 seconds for a standard round. The odds are identical, but more hands per hour means a higher expected cost per hour at the same stake.
No Commission Speed Baccarat pays Banker even money except a Banker win on 6, which pays half. That rule lifts the Banker house edge to about 1.46%, so the best bet is Player and the game is listed at 98.76%.
Squeeze and private tables
Baccarat Controlled Squeeze lets players peel back each card themselves, and Macau Squeeze Baccarat is the other squeeze table. The squeeze adds suspense, not value: the RTP stays at 98.94%.
Salon Privé Baccarat (Evolution) and Privé Lounge Baccarat (Pragmatic Play) are the private VIP tables on this list. Both open at $50 a hand on our game pages.
Side-bet, jackpot and multiplier games
Fortune 6 Baccarat adds a side bet that pays if a six is drawn in the first three cards, and Fashion TV Jackpot Baccarat adds a jackpot bet. The main bets keep the standard 98.94% RTP. Side bets have their own pay tables, so check the help screen before you add one.
Golden Wealth Baccarat and the Lightning family add random multiplier cards, and the feature adds a fee to your bet (20% at Golden Wealth Baccarat and Lightning Baccarat, 50% at XXXtreme Lightning Baccarat). Golden Wealth Baccarat lists a 97.85% RTP. Lightning tables also cap bets low ($500 on our game pages).
Where to play live baccarat
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- Bonus
- 1,600 USD + 150 FS
- Wagering
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- You must wager
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- Expected value
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18+ · T&Cs Apply · Play Responsibly -
- Bonus
- 1,500 USD + 150 FS
- Wagering
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- You must wager
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- Expected value
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18+ · T&Cs Apply · Play Responsibly -
- Bonus
- 600 USD + 500 FS
- Wagering
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- You must wager
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- Expected value
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18+ · T&Cs Apply · Play Responsibly -
- Bonus
- 2,000 USD
- Wagering
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- You must wager
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- Expected value
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18+ · T&Cs Apply · Play Responsibly -
- Bonus
- 6,000 USD + 100 FS
- Wagering
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- You must wager
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- Expected value
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18+ · T&Cs Apply · Play Responsibly
Questions and answers
What distinguishes Fortune 6 Baccarat by Pragmatic Play?
Fortune 6 Baccarat adds a Fortune 6 side bet that offers bumper payouts if a six is drawn in the first three cards. This side bet adds an additional strategic element and excitement to the classic baccarat gameplay.
Is Fashion TV Jackpot Baccarat by Playtech about fashion?
FashionTV Jackpot Baccarat by Playtech is a FashionTV-branded live baccarat game. It launched in January 2022 and adds a jackpot feature to the baccarat table.
What advantage does No Commission Speed Baccarat provide?
No Commission Speed Baccarat removes the standard 5% commission on Banker wins, but a Banker win on 6 pays half. The game also features accelerated rounds, appealing to players who prefer straightforward rules and rapid gameplay.
Which live baccarat game has the best RTP?
Standard commission tables at 98.94%, such as Evolution Live Baccarat, Pragmatic Play Live Baccarat and the speed and squeeze variants. No Commission Speed Baccarat is listed at 98.76%, XXXtreme Lightning Baccarat at 98.68% and Golden Wealth Baccarat at 97.85%.
What is the lowest stake for live baccarat?
Our game pages list Fortune 6 Baccarat from $0.20 and Pragmatic Play Live Baccarat from $0.50. The limits you see depend on the casino.
Is speed baccarat worse value?
The odds are the same, but you play more hands per hour, so the expected cost per hour is higher at the same stake.
