Table of Content 7
In short
-
98.94%
Standard, speed and squeeze tables share the same RTP when they keep the 5% commission.
-
97.1%
Lightning and XXXtreme Lightning Baccarat give up RTP for random multipliers.
-
$0.20–$250,000
Our game pages list baccarat bets from $0.20 (Fortune 6) to $250,000 (Salon Privé).
Live baccarat games compared
15 live baccarat games by RTP and limits
Twelve of the fifteen games pay 98.94% or more. The RTP drops only where a game funds multipliers or removes the commission.
| Game | Studio | Format | RTP | Bets |
|---|---|---|---|---|
| Live Baccarat | Evolution | Classic | 98.94% | $1–$100,000 |
| Live Baccarat | Pragmatic Play | Classic | 98.94% | $0.50–$10,000 |
| Live Speed Baccarat | Evolution | Speed | 98.94% | $1–$10,000 |
| Live Bonsai Speed Baccarat | Evolution | Speed | 98.94% | $1–$100,000 |
| Japanese Speed Baccarat | Evolution | Speed, Japanese dealers | 98.94% | $5–$90,000 |
| No Commission Speed Baccarat | Evolution | No commission | 98.76% | $1–$50,000 |
| Baccarat Controlled Squeeze | Evolution | Squeeze | 98.94% | $5–$10,000 |
| Macau Squeeze Baccarat | Evolution | Squeeze | 98.94% | $5–$100,000 |
| Salon Privé Baccarat | Evolution | Private VIP | 98.94% | $50–$250,000 |
| Privé Lounge Baccarat | Pragmatic Play | Private VIP | 98.94% | $50–$100,000 |
| Fortune 6 Baccarat | Pragmatic Play | Side-bet game | 98.94% | $0.20–$5,000 |
| Live Grand Baccarat | Playtech | Classic | 98.94% | $5–$50,000 |
| Fashion TV Jackpot Baccarat | Playtech | Jackpot side bet | 98.94% | $1–$1,000 |
| Golden Wealth Baccarat | Evolution | Multiplier | 97.85% | $1–$10,000 |
| XXXtreme Lightning Baccarat | Evolution | Multiplier | 97.1% | $1–$500 |
RTP and bet limits as listed on our game pages (October 2026); each casino sets its own table limits.
Classic and speed tables
Evolution Live Baccarat and Pragmatic Play Live Baccarat are the reference tables: Player, Banker, Tie and pair side bets, with a 5% commission on Banker wins. Pragmatic's table opens at $0.50, Evolution's goes up to $100,000.
Speed Baccarat, Bonsai Speed Baccarat and Japanese Speed Baccarat deal the cards face up without the reveal ritual, so rounds are shorter. The odds are identical, but more hands per hour means a higher expected cost per hour at the same stake. Japanese Speed Baccarat adds Japanese-speaking dealers.
No Commission Speed Baccarat pays Banker even money except a Banker win on 6, which pays half. That rule lifts the Banker house edge to about 1.46%, which is why the game is listed at 98.76%.
Squeeze and private tables
Baccarat Controlled Squeeze lets the player with the biggest bet decide how the cards are squeezed, and Macau Squeeze Baccarat recreates the slow card reveal of Asian casinos. The squeeze adds suspense, not value: the RTP stays at 98.94%.
Salon Privé Baccarat (Evolution) and Privé Lounge Baccarat (Pragmatic Play) are one-player VIP tables where you control the pace and can ask for a shuffle. Both open at $50 a hand on our game pages, and casinos usually invite players to them.
Side-bet, jackpot and multiplier games
Fortune 6 Baccarat adds side bets around a winning 6, and Fashion TV Jackpot Baccarat adds a progressive jackpot bet. The main bets keep the standard 98.94% RTP; the extra bets cost more.
Golden Wealth Baccarat and the Lightning family add random multiplier cards. The extra cost of the multiplier feature brings the RTP down to 97.85% and 97.1%. Lightning tables also cap bets low ($500 on our game pages).
Questions and answers
What distinguishes Fortune 6 Baccarat by Pragmatic Play?
Fortune 6 Baccarat introduces the Fortune 6 side bet, allowing players to wager on specific card combinations for the chance to win higher payouts. This side bet adds an additional strategic element and excitement to the classic baccarat gameplay.
Is Fashion TV Jackpot Baccarat by Playtech about fashion?
FashionTV Jackpot Baccarat by Playtech integrates the luxury and glamour associated with the FashionTV brand into a live baccarat game. While the game itself follows traditional baccarat rules, its presentation is heavily influenced by fashion aesthetics, featuring a stylish studio design and branding elements reflective of FashionTV's global presence.
What advantage does No Commission Speed Baccarat provide?
No Commission Speed Baccarat eliminates the standard 5% commission on banker wins, offering even-money payouts. The game also features accelerated rounds, appealing to players who prefer straightforward rules and rapid gameplay.
Which live baccarat game has the best RTP?
Standard commission tables at 98.94%, such as Evolution Live Baccarat, Pragmatic Play Live Baccarat and the speed and squeeze variants. No-commission tables are listed at 98.76% and Lightning tables at 97.1%.
What is the lowest stake for live baccarat?
Our game pages list Fortune 6 Baccarat from $0.20 and several tables from $0.50. The limits you see depend on the casino.
Is speed baccarat worse value?
The odds are the same, but you play more hands per hour, so the expected cost per hour is higher at the same stake.
