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Baccarat review
Lightning Baccarat: bets, payouts and RTP
Lightning Baccarat is Evolution's baccarat with a 20% Lightning Fee and one to five Lightning Cards per round that multiply winning hands by 2x to 8x.
Player and Banker can reach 512x and the Tie 262,144x when several Lightning Cards line up. Evolution announced it on 30 January 2020, as part of its ICE 2020 releases.
- Software
- Evolution Gaming
- Game type
- Baccarat
- RTP
- 98.76%
- House edge
- 1.24%
- Min. bet
- 1 USD
- Max. Bet
- 500 USD
- Release year
- 2020
- Side bets
- Yes
- Live game
- Yes
- Mobile compatibility
- Yes
- RTP
- 98.76% Listed RTP
- Decks
- 8
- Lightning fee
- 20% per round
- Top multiplier
- 512x Player or Banker
- Bet range
- $1–$500 Default table limits
- Launched
- 2020 Evolution
Where to play Lightning Baccarat
Ranked casinos that carry Evolution's live games. The order and the offers update live; check that the casino accepts players from your country.
18+ · T&Cs Apply · Play Responsibly
18+ · T&Cs Apply · Play Responsibly
18+ · T&Cs Apply · Play Responsibly
18+ · T&Cs Apply · Play Responsibly
RTP per bet
Lightning Baccarat: RTP and house edge per bet
| Bet | Payout | RTP | House edge | Cost per $100 |
|---|---|---|---|---|
| All bets | Base payouts plus 2x to 8x multipliers | 98.76% | 1.24% | $1.24 |
RTP: the listed figure for the game. Per-bet figures are not shown because we could not verify them against a studio or expert source.
What the numbers mean
back on average per $1,000 wagered
expected cost per $1,000 wagered
times a balance can be wagered before the house edge has, on average, used it up
How it works
How a round of Lightning Baccarat works
One round
-
Bet Back Player, Banker or Tie, plus any side bets, while the timer runs.
-
The deal Two cards each to Player and Banker; the totals count only the last digit.
-
Third cards Fixed rules decide whether either hand draws a third card.
-
Settlement The total closest to 9 wins.
Lightning Cards and the fee
| Rule | Lightning Baccarat |
|---|---|
| Lightning Fee | 20% of your total bet, every round |
| Lightning Cards | 1 to 5 per round, from a virtual 52-card deck |
| Multipliers | 2x, 3x, 4x, 5x or 8x |
| Top win | 512x on Player or Banker, 262,144x on Tie |
Evolution, Lightning Baccarat game page and launch release.
Versions
Lightning Baccarat against Evolution's other baccarats
RTP and default limits of the closest Evolution versions on this site, as we list them.
| Game | RTP | Min bet | Max bet | What sets it apart |
|---|---|---|---|---|
| Lightning Baccarat | 98.76% | $1 | $500 | 20% fee, 2x–8x cards |
| Live Baccarat | 98.94% | $1 | $100,000 | Standard rules |
| Speed Baccarat | 98.94% | $1 | $10,000 | About 27 seconds a round |
| Baccarat Squeeze | 98.94% | $5 | $10,000 | Dealer squeeze |
| Baccarat Controlled Squeeze | 98.94% | $5 | $10,000 | You squeeze |
| Salon Privé Baccarat | 98.94% | $50 | $250,000 | Private table |
| Baccarat Multiplay | 98.94% | $1 | $50,000 | Bet on every table at once |
| No Commission Baccarat | 98.76% | $10 | $90,000 | Banker 6 pays 1:2 |
RTP: the best-bet figure verified for each game (sources on each game's page; – where none is published). Default limits: the figures we list on LiveCasinoRank. Features: Evolution's game pages. Casinos set their own limits on each table.
Cost per hour
What an hour of Lightning Baccarat costs on average
Expected cost is stake per round × rounds per hour × house edge. Change the inputs in the calculator to match your own stake and pace.
RTP: the listed figure for each game. Rounds per hour are an assumption for the example; real pace depends on the number of players.
Variance
How Lightning Baccarat swings from round to round
Banker and Player
Win close to half the time and pay about even money.
Pairs and bonus bets
Pay more than even money but land far less often.
Tie
Lands about one hand in ten, and the biggest Tie multipliers are very rare.
Limits
Lightning Baccarat bet limits
The range below is the default we list for the game. Each casino sets its own limits, so the table in your lobby can start higher or stop lower.
| Game | Lowest min | Highest max | Range | What it means |
|---|---|---|---|---|
| Lightning Baccarat | $1 | $500 |
Default minimum and maximum bet: the figures we list for the game. Check the limits shown at the table before you play.
Live Lightning Baccarat compared with similar games
Published Baccarat games on CasinoRank, best RTP first.
| Game | Software | RTP | House edge | Min. bet |
|---|---|---|---|---|
| Baccarat Controlled Squeeze | Evolution Gaming | 98.94% | 1.06% | 5 USD |
| Baccarat Dragon Bonus | Ezugi | 98.94% | 1.06% | Low |
| Baccarat Multiplay | Evolution Gaming | 98.94% | 1.06% | 1 USD |
| Fashion TV Jackpot Baccarat | Playtech | 98.94% | 1.06% | 1 USD |
| Fortune 6 Baccarat | Pragmatic Play | 98.94% | 1.06% | 0.2 USD |
| Live Baccarat | Playtech | 98.94% | 1.06% | 1 USD |
| Live Baccarat | VIVO Gaming | 98.94% | 1.06% | 0.5 USD |
| Live Lightning Baccarat | Evolution Gaming | 98.76% | 1.24% | 1 USD |
RTP and bets listed for each game.
FAQ
What is the RTP of Lightning Baccarat?
Its listed RTP is 98.76%. We do not show per-bet figures because we found no studio or expert source for them.
Which bet is best in Lightning Baccarat?
Player and Banker are the standard low-edge bets in baccarat. In Evolution's standard baccarat the Tie and the pair side bets cost several times more per bet.
What is the Lightning Fee in Lightning Baccarat?
A 20% charge on your total bet each round, which funds the multipliers.
Where can I play Lightning Baccarat?
At casinos that carry Evolution's live games; the ranked list on this page shows them. Check that the casino accepts players from your country and that online casino play is legal where you live.
Responsible gambling
Set your limits before you join a live table
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Licensed casinos check age and identity before they pay out. Play only where online casino play is legal for you.
Responsible gaming →Time and budget first
Set deposit, loss and session limits in your casino account before the first bet, and keep to them when a round goes against you.
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