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Baccarat review

Lightning Baccarat: bets, payouts and RTP

Lightning Baccarat is Evolution's baccarat with a 20% Lightning Fee and one to five Lightning Cards per round that multiply winning hands by 2x to 8x.

Player and Banker can reach 512x and the Tie 262,144x when several Lightning Cards line up. Evolution announced it on 30 January 2020, as part of its ICE 2020 releases.

Our verdict: For players who want the occasional big multiplier on a baccarat bet. The 20% fee is charged every round.
Software
Evolution Gaming
Game type
Baccarat
RTP
98.76%
House edge
1.24%
Min. bet
1 USD
Max. Bet
500 USD
Release year
2020
Side bets
Yes
Live game
Yes
Mobile compatibility
Yes
Lightning Fee 20% Multipliers 2x–8x Launched 2020
RTP
98.76% Listed RTP
Decks
8
Lightning fee
20% per round
Top multiplier
512x Player or Banker
Bet range
$1–$500 Default table limits
Launched
2020 Evolution

Where to play Lightning Baccarat

Ranked casinos that carry Evolution's live games. The order and the offers update live; check that the casino accepts players from your country.

Bonus 1,600 USD
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Betwinner review

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1xBet review

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Bonus 1,000 EUR
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Stakes review

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Bonus 500 USD
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Rabona review

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Bonus 2,000 USD
Astropay Banelco Bitcoin Bitcoin Cash
1win review

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RTP per bet

Lightning Baccarat: RTP and house edge per bet

Bet Payout RTP House edge Cost per $100
All bets Base payouts plus 2x to 8x multipliers 98.76% 1.24% $1.24

RTP: the listed figure for the game. Per-bet figures are not shown because we could not verify them against a studio or expert source.

What the numbers mean

RTP 98.76% $987.60

back on average per $1,000 wagered

House edge 1.24% $12.40

expected cost per $1,000 wagered

Turnover 81×

times a balance can be wagered before the house edge has, on average, used it up

How it works

How a round of Lightning Baccarat works

One round

  1. Bet Back Player, Banker or Tie, plus any side bets, while the timer runs.
  2. The deal Two cards each to Player and Banker; the totals count only the last digit.
  3. Third cards Fixed rules decide whether either hand draws a third card.
  4. Settlement The total closest to 9 wins.

Lightning Cards and the fee

RuleLightning Baccarat
Lightning Fee20% of your total bet, every round
Lightning Cards1 to 5 per round, from a virtual 52-card deck
Multipliers2x, 3x, 4x, 5x or 8x
Top win512x on Player or Banker, 262,144x on Tie

Evolution, Lightning Baccarat game page and launch release.

Versions

Lightning Baccarat against Evolution's other baccarats

RTP and default limits of the closest Evolution versions on this site, as we list them.

GameRTPMin betMax betWhat sets it apart
Lightning Baccarat 98.76%$1$50020% fee, 2x–8x cards
Live Baccarat 98.94%$1$100,000Standard rules
Speed Baccarat 98.94%$1$10,000About 27 seconds a round
Baccarat Squeeze 98.94%$5$10,000Dealer squeeze
Baccarat Controlled Squeeze 98.94%$5$10,000You squeeze
Salon Privé Baccarat 98.94%$50$250,000Private table
Baccarat Multiplay 98.94%$1$50,000Bet on every table at once
No Commission Baccarat 98.76%$10$90,000Banker 6 pays 1:2

RTP: the best-bet figure verified for each game (sources on each game's page; – where none is published). Default limits: the figures we list on LiveCasinoRank. Features: Evolution's game pages. Casinos set their own limits on each table.

Cost per hour

What an hour of Lightning Baccarat costs on average

Expected cost is stake per round × rounds per hour × house edge. Change the inputs in the calculator to match your own stake and pace.

Live Roulette 97.3% · 40 rounds/h
$11
Lightning Baccarat 98.76% · 50 rounds/h
$6
Live Blackjack, basic strategy 99.28% · 50 rounds/h
$4

RTP: the listed figure for each game. Rounds per hour are an assumption for the example; real pace depends on the number of players.

Variance

How Lightning Baccarat swings from round to round

Banker and Player

Win close to half the time and pay about even money.

Suits you if: Steady sessions.

Pairs and bonus bets

Pay more than even money but land far less often.

Suits you if: Occasional small add-ons.

Tie

Lands about one hand in ten, and the biggest Tie multipliers are very rare.

Suits you if: Skip it.

Limits

Lightning Baccarat bet limits

The range below is the default we list for the game. Each casino sets its own limits, so the table in your lobby can start higher or stop lower.

Game Lowest min Highest max Range What it means
Lightning Baccarat $1 $500

Default minimum and maximum bet: the figures we list for the game. Check the limits shown at the table before you play.

Live Lightning Baccarat compared with similar games

Published Baccarat games on CasinoRank, best RTP first.

Game Software RTP House edge Min. bet
Baccarat Controlled Squeeze Evolution Gaming 98.94% 1.06% 5 USD
Baccarat Dragon Bonus Ezugi 98.94% 1.06% Low
Baccarat Multiplay Evolution Gaming 98.94% 1.06% 1 USD
Fashion TV Jackpot Baccarat Playtech 98.94% 1.06% 1 USD
Fortune 6 Baccarat Pragmatic Play 98.94% 1.06% 0.2 USD
Live Baccarat Playtech 98.94% 1.06% 1 USD
Live Baccarat VIVO Gaming 98.94% 1.06% 0.5 USD
Live Lightning Baccarat Evolution Gaming 98.76% 1.24% 1 USD

RTP and bets listed for each game.

FAQ

What is the RTP of Lightning Baccarat?

Its listed RTP is 98.76%. We do not show per-bet figures because we found no studio or expert source for them.

Which bet is best in Lightning Baccarat?

Player and Banker are the standard low-edge bets in baccarat. In Evolution's standard baccarat the Tie and the pair side bets cost several times more per bet.

What is the Lightning Fee in Lightning Baccarat?

A 20% charge on your total bet each round, which funds the multipliers.

Where can I play Lightning Baccarat?

At casinos that carry Evolution's live games; the ranked list on this page shows them. Check that the casino accepts players from your country and that online casino play is legal where you live.

Responsible gambling

Set your limits before you join a live table

18+ only

Licensed casinos check age and identity before they pay out. Play only where online casino play is legal for you.

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Time and budget first

Set deposit, loss and session limits in your casino account before the first bet, and keep to them when a round goes against you.

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