Live games · Baccarat
Live baccarat has the cheapest common bet in the live lobby: banker at a 1.06% house edge. There are no decisions to make, so the bet you choose is the whole strategy.
32 live baccarat games are listed here, with table maximums up to $250,000. Below: banker, player and tie compared, variants, studios and limits, and the casinos ranked for baccarat.
House edges: Wizard of Odds (8-deck baccarat, single- and double-zero roulette). Games, RTPs and limits as listed on the live game pages on livecasinorank.com, October 2026. Limits are the studio's table range; each casino can set its own.
Short answer
Bet Banker. It wins slightly more often than Player and costs 1.06% per bet after commission. Leave the Tie alone: it pays 8 to 1 but costs 14.36% of every stake.
the cheapest bet, 5% commission on wins
pays even money
8 to 1, one of the costliest bets in the casino
Live baccarat games here that list 98.94% RTP, the standard banker return.
Listed RTP of Lightning and XXXtreme Lightning Baccarat, where a fee funds multipliers.
Highest table maximum listed, on Evolution's Salon Privé Baccarat with a $50 minimum.
Lowest minimum listed, on Pragmatic Play's Fortune 6 Baccarat.
Variants
| Variant | RTP listed | What changes | What it means |
|---|---|---|---|
| Standard / Speed | 98.94% | Speed deals faster | same odds, more rounds per hour |
| Squeeze | 98.94% | Cards are revealed slowly | slower rounds, same odds |
| No Commission | 98.76% | Banker win on 6 pays half | slightly worse than standard banker |
| Lightning | 97.10% | Fee per bet funds multipliers | about 1.8 points less RTP |
Games, RTPs and limits as listed on the live game pages on livecasinorank.com, October 2026. Limits are the studio's table range; each casino can set its own.
Games Live
+2 more
26 live game pages on this site; RTP is each game's listed RTP.
Studios
The range each studio lists for the table. Casinos can narrow it, so check the limits in the lobby.
| Studio | #Games listed | #RTP listed | Lowest min | Highest max |
|---|---|---|---|---|
| Evolution | 16 | 97.10–98.94% | $1 | $250,000 |
| Playtech | 6 | 98.94% | $0.50 | $50,000 |
| Pragmatic Play | 6 | 98.94% | $0.20 | $100,000 |
| Ezugi | 3 | 98.76–98.94% | $0.25 | $500 |
Games, RTPs and limits as listed on the live game pages on livecasinorank.com, October 2026. Limits are the studio's table range; each casino can set its own.
Bets
Banker is the best bet on every standard table.
| Bet | Payout | Chance to win | House edge | What it means |
|---|---|---|---|---|
| Banker | 1:1 less 5% commission | 45.86% | 1.06% | the cheapest bet |
| Player | 1:1 | 44.62% | 1.24% | – |
| Tie | 8:1 | 9.52% | 14.36% | avoid |
Wizard of Odds, 8-deck baccarat. Chances include ties.
Cost per hour
At $10 per round on Banker.
Rounds per hour are our assumption for a busy table, not a measurement; enter your own in the calculator. House edges: Wizard of Odds (8-deck baccarat, single- and double-zero roulette).
Table limits
The range each studio lists for the table. Casinos can narrow it, so check the limits in the lobby.
| Game | Lowest min | Highest max | Range | What it means |
|---|---|---|---|---|
| Fortune 6 Baccarat (Pragmatic Play) | $0.20 | $5,000 | ||
| Live Speed Baccarat (Evolution) | $1 | $10,000 | ||
| Live Mega Baccarat (Pragmatic Play) | $1 | $50,000 | ||
| Salon Privé Baccarat (Evolution) | $50 | $250,000 |
Games, RTPs and limits as listed on the live game pages on livecasinorank.com, October 2026. Limits are the studio's table range; each casino can set its own.
Banker. It has a 1.06% house edge after the 5% commission, against 1.24% on Player and 14.36% on a Tie paying 8 to 1.
Banker wins pay even money except a win on 6, which pays half. The tables listed here show 98.76% RTP on that game, slightly below standard banker.
A 20% fee on every bet funds random multipliers on winning cards. The game pages here list 97.10% for it, against 98.94% for standard banker.
Responsible gambling
Play only if you are 18 or older, or older where your country sets a higher age.
Responsible gaming →Deposit, loss and session limits are set in your account. Set them before the first deposit, when it is easiest.
How limits work →If gambling stops being fun or costs more than you planned, free and confidential help is available.
Help and support →
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