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Live games · Baccarat

Live baccarat: odds, variants and the best casinos

Live baccarat has one of the cheapest bets in the live lobby: banker at a 1.06% house edge. There are no decisions to make, so the bet you choose is the whole strategy.

32 live baccarat games are listed here. Table maximums go up to $250,000. Below: banker, player and tie compared, variants, studios and limits, and the casinos ranked for baccarat.

32 games listed Banker 1.06% edge 18+ only
By Clara McKenzie Updated Nov 6, 2026
Banker edge
1.06% after 5% commission
Player edge
1.24%
Tie edge
14.36% at 8 to 1
Games listed
32 5 studios
Highest max listed
$250,000 Salon Privé Baccarat

House edges: Wizard of Odds (8-deck baccarat, single- and double-zero roulette). Games, RTPs and limits as listed on the live game pages on livecasinorank.com, October 2026. Limits are the studio's table range; each casino can set its own.

Best live baccarat casinos

  1. #1
    Curacao
    Live casino offer 1,600 USD + 150 FS
    Visa MasterCard Bitcoin +40
    8.9 /10
    Betwinner review
    Baccarat Est. 2016
    18+ · T&Cs Apply
  2. #2
    Panama Gaming Control Board +3
    Live casino offer 1,500 USD + 150 FS
    Visa MasterCard Bitcoin +148
    9.5 /10
    1xBet review
    Baccarat Est. 2007
    18+ · T&Cs Apply
  3. #3
    PAGCOR
    Live casino offer 500 EUR + 200 FS · 35x wagering
    Visa MasterCard Apple Pay +17
    9.1 /10
    Swiper review
    Baccarat Wagering 35x Est. 2020
    18+ · T&Cs Apply
  4. #4
    Curacao +1
    Live casino offer 1,750 USD + 180 FS
    Visa MasterCard Bitcoin +38
    9.0 /10
    Melbet review
    Baccarat Est. 2012
    18+ · T&Cs Apply
  5. #5
    Curacao
    Live casino offer 500 EUR + 200 FS · 40x wagering
    Visa MasterCard Neteller +39
    9.2 /10
    Bitstarz review
    Baccarat Wagering 40x Est. 2014
    18+ · T&Cs Apply
  6. #6
    Anjouan License
    Live casino offer 500 USD + 200 FS
    Visa Neteller Skrill +25
    8.3 /10
    Rabona review
    Baccarat Est. 2019
    18+ · T&Cs Apply

Short answer

What should I bet on in live baccarat?

Bet Banker. It wins slightly more often than Player and costs 1.06% per bet after commission. Leave the Tie alone: it pays 8 to 1 but costs 14.36% of every stake.

Banker 1.06%

the cheapest bet, 5% commission on wins

Player 1.24%

pays even money

Tie 14.36%

8 to 1, one of the costliest bets on the baccarat table

Live baccarat in four numbers

  1. 24 of 32

    Live baccarat games here that list 98.94% RTP, the standard banker return.

  2. 98.76%

    Listed RTP of Lightning Baccarat, where a fee funds multipliers.

  3. $250,000

    Highest table maximum listed, on Evolution's Salon Privé Baccarat with a $50 minimum.

  4. $0.20

    Lowest minimum listed, on Pragmatic Play's Fortune 6 Baccarat.

Variants

Live baccarat variants compared

VariantRTP listedWhat changesWhat it means
Standard / Speed 98.94%Speed deals fastersame odds, more rounds per hour
Squeeze 98.94%Cards are revealed slowlyslower rounds, same odds
No Commission 98.76%Banker win on 6 pays halfslightly worse than standard banker
Lightning 98.76%Fee per bet funds multipliersabout 0.2 points less RTP

Games, RTPs and limits as listed on the live game pages on livecasinorank.com, October 2026. Limits are the studio's table range; each casino can set its own.

Games Live

Live baccarat games by studio

26 live game pages on this site; RTP is each game's listed RTP.

Studios

Studios that make live baccarat

The range each studio lists for the table. Casinos can narrow it, so check the limits in the lobby.

Studio#Games listed#RTP listedLowest minHighest max
Evolution1698.68–98.94%$1$250,000
Playtech698.94%$0.50$50,000
Pragmatic Play698.94%$0.20$100,000
Ezugi398.76–98.94%$0.25$500

Games, RTPs and limits as listed on the live game pages on livecasinorank.com, October 2026. Limits are the studio's table range; each casino can set its own.

Bets

Banker, player and tie compared

Banker is the best bet on every standard table.

BetPayoutChance to winHouse edgeWhat it means
Banker 1:1 less 5% commission45.86%1.06%the cheapest bet
Player 1:144.62%1.24%–
Tie 8:19.52%14.36%avoid

Wizard of Odds, 8-deck baccarat. Chances include ties.

Cost per hour

What an hour of live baccarat costs on average

At $10 per round on Banker.

Tie bet 85.64% · 50 rounds/h
$72
Banker, Speed table 98.94% · 100 rounds/h
$11
Lightning Baccarat 98.76% · 50 rounds/h
$6
Banker, standard table 98.94% · 50 rounds/h
$5

Rounds per hour are our assumption for a busy table, not a measurement; enter your own in the calculator. House edges: Wizard of Odds (8-deck baccarat, single- and double-zero roulette).

Table limits

Which live baccarat table fits your stake

The range each studio lists for the table. Casinos can narrow it, so check the limits in the lobby.

Lowest min $0.20 Fortune 6 Baccarat
Highest max $250,000 Salon Privé Baccarat
Game Lowest min Highest max Range What it means
Fortune 6 Baccarat (Pragmatic Play) $0.20 $5,000
Live Speed Baccarat (Evolution) $1 $10,000
Live Mega Baccarat (Pragmatic Play) $1 $50,000
Salon Privé Baccarat (Evolution) $50 $250,000

Games, RTPs and limits as listed on the live game pages on livecasinorank.com, October 2026. Limits are the studio's table range; each casino can set its own.

FAQ

What is the best bet in live baccarat?

Banker. It has a 1.06% house edge after the 5% commission, against 1.24% on Player and 14.36% on a Tie paying 8 to 1.

What is No Commission baccarat?

Banker wins pay even money except a win on 6, which pays half. The tables listed here show 98.76% RTP on that game, slightly below standard banker.

Why does Lightning Baccarat list a lower RTP?

A 20% fee on every bet funds random multipliers on winning cards. The game pages here list 98.76% for it, against 98.94% for standard banker.

Responsible gambling

Live tables never close, so set your limits first

18+ only

Play only if you are 18 or older, or older where your country sets a higher age.

Responsible gaming →

Use the casino's limit tools

Deposit, loss and session limits are set in your account. Set them before the first deposit, when it is easiest.

How limits work →

Get help early

If gambling stops being fun or costs more than you planned, free and confidential help is available.

Help and support →

Guides

Top 15 Live Baccarat Games in 2026 Last updated Oct 20, 2026 Live Dealer Baccarat Third Card Rules – Know When to Draw! Last updated Oct 20, 2026 Online Live Baccarat vs. Land-based Baccarat Last updated Oct 20, 2026 Guide to Online Live Baccarat Table Last updated Oct 20, 2026 Online Live Baccarat Tips & Tricks Last updated Oct 20, 2026

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